Representative example according to §6a ABs. 4 PAngV (calculated with 60 days without interest): € 1,000 amount of purchase, 10 instalments à € 100, 1 instalment à € 44.39, total € 1,044.39, duration 11 months, 9.52% APR per year, 13.99% nominal interest per year.
Special financing at partner stores.
2 instalments. 0% interest.
Enjoy more financial freedom by splitting your purchases into 2 instalments without added costs at our partner stores. You have more time to pay your purchases by splitting them up into 2 instalments. Additionally, this gives you time to return all or parts of your purchase, if you so choose, without incurring interest. Of course, you can also choose to pay over a longer period of time.
Flexible as you are
You can choose the amount of your monthly instalments and change it again any time free of charge.
You would like to pay more or everything at once? Change the amount of your instalment as you like or repay everything at once.
You may use cashpresso for multiple purchases up to the limit of € 2,000 (subject to a deposit of € 500 deposit). Your limit for transfers to bank accounts is € 1,500.
Pay over time at our partner stores
Put the desired products in the shopping cart and choose cashpresso as means of payment.
Choose instalment amount
Choose the amount of your monthly instalment – you may change it at any time free of charge.
Complete your purchase
Confirm your payment with cashpresso. The purchase is complete and you pay back in flexible instalments.
Stores we corporate with
Below you find a list of some of our partner stores.
Works in all online stores.
cashpresso is not yet a payment option in your favourite shop? Just choose to “pay in advance” in the shop. Open a cashpresso account and wire the purchase price directly from the cashpresso account to the shop. For repayment, you can still use the flexible instalment of cashpresso. Also, you can pay several purchases at different merchants from your cashpresso account. Please note: for such transfers, there is no 0% period.
The instalment that adjusts to you
With cashpresso you can adjust the monthly instalments to your life situation. If you’re flush, just repay more. If you’re tight, just pay less. Changing your repayment is free of charge.
2 free instalments
For every purchase you make in one of our partner stores you get 60 days free of interest. This allows you to split up every purchase in 2 instalments.
Every month you have to repay at least 5% from the claimed amount or € 20, whatever is higher.
Repay as you wish or can. Your monthly repayment must be higher than the minimal repayment – everything else is up to you.
Rates and terms for cashpresso
|Purchase amount||€ 1 to € 2,000 (if you pay a € 500 deposit)|
|Available for||several purchases|
|Minimal amount for purchases||none|
|cashpresso account||free of charge|
|The first 60 days||interest-free at our partner stores|
|From 61 days||14.99% effective interest rate p.a. on the open amount|
You need the money for other purposes?
No worries! Simply transfer the required amount to your bank account. So you can easily pay for things like your electricity bill, the rent deposit or car repairs on instalments. Please note: for such transfers, interest will be charged from the payout day.
Open your cashpresso account in less than 10 minutes
Open your account
You only need to confirm your e-mail adress and provide top-of-your-head personal data.
Short video call
Proof your identity with your Austrian or German ID in minutes.
Sign your contract via SMS
After the video call you sign your contract via SMS-TAN and you can immediately transfer money.