Our goal – providing a simple solution to a simple problem
Whether you are old or young, still working on your education or already pursuing a career – anyone can be struck by a financially difficult situation at any point in life. Borrowing money is not always easy and we are determined to change that.
– you only need your smartphone
– transfer money as you wish
– can be used again and again
– repay as you wish
– everything is 100% online
– completely paperless and easy process
– immediate credit decision
– immediate money transfer
– free trial – 30 days interest-free
– the cashpresso account is free of charge
– you always know, what it costs
– terminate at any time with just one click
– only transfer as much as you need
– adjust the amount of repayment any time
– simple use, online as well as on your smartphone
– there for you, anywhere and anytime
What is that name – cashpresso?
The name cashpresso is derived from the Italian word espresso. espresso described a dish that was prepared for and dedicated to solely one customer. And this is exactly what cashpresso is. Your money reserve, your overdraft, your short-term loan or your emergency plan – whatever cashpresso is to you. cashpresso is designed to fit your financial needs and will always be here for you.
Who is cashpresso?
Credi2 GmbH – a fintech start-up from Vienna
Behind cashpresso is the FinTech Start-up “Credi2 GmbH” from Vienna. We focus on usability and customer satisfaction. Therefore we try to make processes as easy as possible and take care of our customers.
10 years experience in the financial sector
Our founders Daniel, Jörg und Michael have been working in the financial sector since 10 years and gained knowledge in different areas like banking, online payment solutions and installment purchases in online shops.
Deutsche Handelsbank as a partner
We, as a start-up, do not have a banking licence. That is why we were looking for a bank partner and found the ideal cooperation partner with Deutsche Handelsbank.
We are cashpresso
Fast decision, transparent costs, simple processes and the possibility to terminate at any time.
With 10 years of experience in the financial sector, we know what we are doing. Well-known investors and our reliable bank partner support us.
Know what it costs. We stand for an open and transparent presentation of costs instead of bad surprises.
We meet our customers and partners on equal terms. A friendly attitude, as well as a clear and transparent communication are important to us.
Digitization is reality. We help to make old processes not only new but better, faster and easier.
Not we determine but our customers. We are as flexible as possible and let our customers decide individually according to their needs.
Responsible handling of finances
We believe that a loan should not be taken light-minded. Before deciding on a loan, consider whether the product is useful for you and whether you can afford the credit. The monthly repayment reduces the amount that is available to you. You have to consider this in your decision. Only if you can pay your expenses after repaying the installments including interest, you should decide for a loan. We advise you to put some savings. So you are secured and can, in the event of unexpected expenses or a worsening of the income situation, pay the monthly installments.
We also do our part and lend credits only to persons with good credit ratings. During registration, we collect information from credit agencies such as the SCHUFA in Germany or the CRIF in Austria. Only customers with sufficient creditworthiness have the possibility to use cashpresso. A further prerequisite is the minimum age of 18 years.
The application and payment of the cashpresso credit works in a few minutes, but of course it does not have to happen that quickly. Take your time, read the credit agreement and inform yourself about the terms. Decide if cashpresso is the right product and if you really want to close the credit. Even if you already provided your details and completed the identification, you are not required to complete the credit.
cashpresso works like the overdraft on your bank account. Once registered, you have access to as much as € 1,500.00 and there are no fixed costs or fees. We only charge an interest rate of 14.99% on the amount you actually borrow. There are various repayment models. Just try cashpresso – the first 30 days are completely free.